Terms of Use

1. Acceptance of Terms

By accessing or using financialreliefguides.com (the “Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site.

2. About This Site

Financial Relief Guides is an independent publisher. Content on this Site is advertising / advertorial in nature and is provided for informational purposes only. We are not a lender, debt settlement company, credit counseling agency, law firm, or financial advisor. We do not provide loans, legal advice, tax advice, or personalized financial counseling.

3. No Guarantee of Results

Any estimates, examples, or illustrations of savings, monthly payments, or timelines shown on the Site are for informational purposes only and are not guarantees. Actual results vary based on your debt, creditors, credit history, eligibility, and the specific program or provider you may work with. Programs are not available in all states and may be subject to eligibility requirements and fees.

4. Third-Party Services

The Site may link to or promote third-party websites, forms, and service providers. We may receive compensation from advertising partners when you interact with their offers. We do not control and are not responsible for third-party products, services, websites, or practices. Your dealings with any third party are solely between you and that party, and are governed by their terms and policies.

5. Intellectual Property

All content on the Site — including text, graphics, logos, images, and layout — is owned by or licensed to Financial Relief Guides and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or use Site content for commercial purposes without our prior written permission.

6. Acceptable Use

You agree not to:

• Use the Site for any unlawful purpose
• Attempt to gain unauthorized access to the Site or related systems
• Interfere with or disrupt the Site’s operation
• Scrape, harvest, or misuse content or data from the Site
• Misrepresent your identity or affiliation when contacting us

7. Disclaimer of Warranties

The Site and all content are provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to warranties of accuracy, merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Financial Relief Guides and its owners, affiliates, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or opportunities, arising out of or related to your use of the Site or any third-party services linked from the Site.

9. Indemnification

You agree to indemnify and hold harmless Financial Relief Guides and its affiliates from any claims, damages, losses, or expenses (including reasonable attorneys’ fees) arising from your use of the Site or your violation of these Terms.

10. Changes to These Terms

We may update these Terms of Use at any time. The “Last updated” date at the top of this page indicates the latest revision. Your continued use of the Site after changes are posted means you accept the revised Terms.

11. Contact

Questions about these Terms of Use may be sent to support@financialreliefguides.com.